How it works
Step 1: Forward your credit reports.
You begin each cycle by forwarding to us copies of your credit reports from all three of the major credit bureaus. Keep in mind that the credit bureaus will only correspond directly with you, not your law firm. Without receiving these updated reports we have no way of knowing which items were removed successfully. Updated reports should be mailed to our office, not faxed or emailed (see the sidebar for more information.)
Step 2: Choose which items to dispute.
Once your credit reports are received our staff enters the information into our database. Using our online Dispute Valet service you then choose which items to dispute, and how. Sound complicated? Not to worry. The service comes with an easy-to-use wizard that makes this step a simple matter of pointing and clicking with your mouse.
Step 3: Lexington works your case.
Lexington begins the dispute process by drawing upon its vast arsenal of credit report repair strategies and experience to challenge questionable negative items directly with the credit bureaus. Depending on the number of questionable items on your credit reports this step will be repeated for each subsequent loop through the cycle. (Clients who have selected the upgraded Concord level of service receive additional legal interventions such as account history investigations pursuant to several consumer protection statutes.)
Step 4: Sit back and relax.
The credit bureaus have 30 days to investigate your dispute. After that, they must inform you of the results of their investigation, update your credit report and send you a copy of the updated report. It usually takes 60 days between the day we send a dispute and you receive an updated report. When you receive a response from a bureau, make a copy of the updated report for your records then send the original to Lexington to move your case forward. Thus the cycle begins anew, this time hopefully with fewer questionable items on your credit report.
Now you may have done some research and have realized how much opportunity there is to make some money within this industry. As the industry lifecycle is just starting to take off, what a great time to start promoted Lexington Law on line.
With 7 out of 10 credit repair scores being incorrect along with the government laws helping consumers take to more of active role in their credit scores equals a HUGE market potential that is growing everyday!
Stop Living with Bad Credit
